Your Finances.
Your Rules.

Track bills, accounts, debts, and cashflow in one powerful dashboard. Self-host for total privacy or use PennyHelm Cloud for seamless access anywhere.

Everything you need to manage your money

Powerful tools, zero complexity

Dashboard

See your complete financial picture at a glance. Income, bills, net worth, and pay period breakdowns.

Bill Tracking

Track every bill with due dates, autopay status, payment sources, and multi-frequency support.

Cashflow Analysis

Waterfall charts, 6-month projections, and income vs. expense breakdowns by category.

Accounts

Checking, savings, credit cards, investments, and property all in one place with auto-linked debts.

Debt Payoff

Avalanche or snowball strategies with 12-month projections and payment scheduling.

Tax Management

Track deductions, upload documents, and organize by tax year with built-in category totals.

Choose Your Path

Both options give you the full PennyHelm experience

Self Host

Free forever
  • Run on your own machine
  • Complete data ownership
  • No accounts or tracking
  • Full feature access
  • Community support
Get Started

Self-Host in 3 Steps

Up and running in under a minute

1

Clone

git clone https://github.com/administrativetrick/pennyhelm.git
2

Install

cd pennyhelm && npm install
3

Launch

npm start

Open http://localhost:8081 and you're ready to go. All data stays on your machine.